legal information
We provide a variety of legal knowledge and information, and inform you about legal procedures and response methods in each field.
Asset-Based Lending
SJKP LLP provides market-leading counsel on asset-based lending (ABL) transactions across industries and borders, helping clients structure innovative financing solutions backed by diverse collateral types.
Our team works closely with clients to navigate the complexities of asset-based lending, offering tailored solutions that align with their business objectives. Whether structuring loans with real estate, inventory, receivables, or other forms of collateral, we ensure clients have the strategic legal support they need to achieve financing goals efficiently and effectively. By blending commercial awareness with regulatory insight, we help borrowers and lenders unlock liquidity, preserve value, and manage risk in competitive markets.
contents
1. Asset-Based Lending Strategies Across All Industries
Our ABL team serves banks, private credit funds, sponsors, and borrowers in structuring both domestic and cross-border deals backed by a variety of asset classes. We provide comprehensive advice on structuring, negotiating, and closing ABL transactions that reflect both borrower needs and lender protections. Our experience spans industries including manufacturing, retail, logistics, energy, and technology, enabling us to deliver tailored solutions across diverse sectors.
Asset-Based Lending in M&A and Acquisition Finance
ABL structures are frequently used to support acquisition financings and leveraged buyouts. We guide clients through every stage, from structuring to closing, with industry-specific insights. Our services include due diligence on collateral pools, drafting credit agreements, and advising on intercreditor arrangements to ensure enforceability and efficiency. By integrating ABL strategies into M&A, we help clients secure competitive financing while minimizing execution risk.
ABL in Restructuring, NAV Facilities, and DIP Financings
We advise clients on asset-based solutions in distressed or transitional phases, such as corporate workouts, NAV-based credit lines, and debtor-in-possession (DIP) financings during insolvency. Our lawyers structure financing that preserves liquidity while meeting bankruptcy court approval standards. By collaborating with restructuring and insolvency practitioners, we deliver solutions that stabilize businesses and protect lender rights in highly complex situations.
ABL Secured by Traditional and Novel Assets
Our expertise spans loans secured by traditional assets—receivables, inventory, cash—as well as emerging asset classes such as intellectual property rights, subscription revenue, renewable energy credits, or even oil and gas reserves. We also assist in structuring deals backed by unique asset categories like data centers, music royalties, or digital infrastructure. This versatility ensures our clients access creative financing even in unconventional contexts.
2. Asset-Based Lending Across Global Jurisdictions
We advise on ABL structures in both emerging and mature jurisdictions, offering market-leading insight into local regulations, bankruptcy regimes, and collateral enforceability. By coordinating across multiple legal systems, we help clients reduce cross-border risks and ensure their financing strategies remain effective internationally. Our global ABL practice provides consistency in documentation while respecting jurisdiction-specific requirements.
Global Execution and Regulatory Coordination
Our ABL practitioners collaborate across offices to ensure seamless cross-border execution, navigating legal, tax, and compliance issues in each jurisdiction. We manage filing requirements, collateral perfection, and enforceability under local laws, ensuring clients avoid regulatory pitfalls. With experience in North America, Europe, Asia, and Latin America, we deliver cohesive strategies for multinational ABL transactions.
Tailored ABL Solutions for Private Credit Lenders
We represent a growing number of private credit lenders in crafting flexible ABL facilities customized to their investment goals. Our team helps structure financing terms that balance yield expectations with borrower flexibility, ensuring competitiveness in a crowded market. By leveraging insights into evolving private credit structures, we position lenders to deploy capital efficiently while protecting downside risk.
3. Asset-Based Lending: Comprehensive Legal Support for ABL Transactions
SJKP LLP’s interdisciplinary capabilities allow us to address every legal aspect of ABL deals—from due diligence to enforcement—under a single roof. We integrate expertise from finance, tax, restructuring, and litigation teams to create holistic legal strategies for even the most complex transactions.
Collaboration Across Practice Areas
We work closely with colleagues in corporate, restructuring, tax, and dispute resolution practices to ensure all facets of asset-based lending are addressed. This cross-practice approach enhances execution speed, reduces risk, and provides clients with comprehensive solutions for high-value ABL transactions.
Innovative Structures Backed by Deep Industry Knowledge
Whether advising on project finance in the energy sector, reserve-based lending in oil and gas, or monetization of intangible assets such as patents and software royalties, we bring niche sector knowledge to every deal. Our ability to innovate within industry-specific frameworks ensures clients secure optimal financing structures tailored to their strategic needs.
4. Asset-Based Lending: Why Choose SJKP LLP?
Clients turn to us for our commercial fluency, technical precision, and creativity in executing deals that maximize liquidity while minimizing risk. Our experience across industries and jurisdictions allows us to deliver reliable advice under diverse market conditions.
We are trusted by global banks, private credit funds, and multinational borrowers to execute sophisticated ABL transactions that align with strategic business goals. By combining practical market insight with robust legal frameworks, SJKP LLP stands as a premier partner for asset-based lending solutions worldwide.
The information provided in this article is for general informational purposes only and does not constitute legal advice. Reading or relying on the contents of this article does not create an attorney-client relationship with our firm. For advice regarding your specific situation, please consult a qualified attorney licensed in your jurisdiction.
