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Experts in various fields find solutions for customers. We provide customized solutions based on a thoroughly analyzed litigation database.
Insurance Law
Guiding the global insurance sector through transformation, regulation, and ESG strategies. At SJKP LLP, we recognize that insurance companies today face unprecedented challenges in balancing regulatory compliance, operational growth, and sustainable business practices. Our global team combines legal precision with industry insight to help insurers remain resilient in an evolving marketplace.
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1. Insurance Regulatory Compliance and Risk Management
Insurance companies today operate under intense scrutiny from regulators, consumers, and investors. Navigating this environment requires deep legal insight and hands-on industry experience. We provide clients with tailored frameworks that anticipate regulatory change and help manage enterprise-wide risks.
Licensing and Compliance Programs
We support insurers and intermediaries in securing licenses and building compliance systems that meet the expectations of regulatory bodies such as the SEC. This includes drafting policies and procedures, advising on risk controls, and conducting internal audits to ensure compliance. Our guidance also helps insurers prepare for regulatory inspections and avoid costly enforcement actions.
ESG Integration in Risk Frameworks
Our lawyers help develop ESG-integrated risk assessment protocols and policies to support sustainable growth, meet stakeholder expectations, and avoid greenwashing pitfalls. We assist insurers in embedding ESG into underwriting, investment strategies, and corporate governance frameworks. By aligning regulatory obligations with long-term sustainability goals, we help clients maintain both compliance and competitiveness.
2. Insurance Transactions and Commercial Operations
From mergers and acquisitions to outsourcing and product development, we advise insurers on transactions that define their growth trajectories. Our legal support ensures that deals are structured efficiently, risks are mitigated, and regulatory approvals are secured.
M&A, Joint Ventures, and Reorganizations
We represent insurers in cross-border acquisitions, reinsurance transactions, and complex restructurings involving regulatory filings and policyholder communications. Our team manages due diligence, transaction documents, and post-merger integration strategies to ensure continuity. We also provide guidance on capital requirements and supervisory approvals across multiple jurisdictions.
Product Development and Distribution
We assist with the launch of novel insurance products, including Insurtech and parametric insurance, ensuring regulatory alignment and risk clarity. Our services cover product approval processes, distribution agreements, and compliance with consumer protection rules. By balancing innovation with oversight, we help insurers introduce new offerings that gain market acceptance and withstand regulatory scrutiny.
3. Insurance Litigation and Dispute Resolution
Insurance disputes can escalate quickly and carry reputational as well as financial risks. Our litigation teams are highly experienced in defending complex, high-value claims. We focus on resolving disputes strategically, whether through negotiation, arbitration, or courtroom advocacy, always with the client’s broader business objectives in mind.
Reinsurance, Coverage, and D&O Claims
We have deep experience in arbitration and litigation involving reinsurance treaties, coverage disputes, and directors & officers liability claims. Our lawyers represent insurers in both domestic and international forums, helping them navigate issues such as policy interpretation, claims settlement, and allocation of liability.
Class Actions and ESG-Related Claims
With the rise of ESG litigation and activism, insurers face class action exposure related to climate, governance, and social issues. We defend clients in these emerging claims, preparing robust litigation strategies that also protect reputational interests. Our services include advising on disclosure practices and proactive risk management to minimize future class action risks.
4. Insurance Legal Services: Why Choose SJKP LLP?
At SJKP LLP, our global insurance team comprises former regulators, executives, and in-house counsel who understand the market from the inside. We embed ourselves in our clients’ industries and offer long-term partnership grounded in real-world understanding and legal precision. By combining regulatory knowledge with commercial pragmatism, we position clients to anticipate industry trends and seize opportunities.
5. Insurance Laws and Key U.S. Regulatory Frameworks
The insurance sector in the U.S. is governed by a combination of state and federal laws, as well as international sustainability principles. At SJKP LLP, we help clients interpret and apply these rules to their operations.
We provide counsel on the NAIC Model Insurance Laws, which serve as the foundation for most state-level insurance regulation. Our team also tracks and analyzes Federal Insurance Office (FIO) reports, which highlight systemic risks and influence federal oversight.
In addition, we guide insurers on compliance with the Dodd-Frank Wall Street Reform and Consumer Protection Act, particularly as it relates to systemic risk and financial stability. We advise clients on the SEC’s proposed ESG disclosure rules (2024), preparing insurers for heightened transparency requirements.
Beyond U.S. regulations, we support clients in aligning with international sustainability commitments, such as the Principles for Sustainable Insurance (UNEP FI) and the Net-Zero Insurance Alliance. These frameworks increasingly shape market expectations and investor decisions, and we help insurers integrate them into governance and reporting practices.
The information provided in this article is for general informational purposes only and does not constitute legal advice. Reading or relying on the contents of this article does not create an attorney-client relationship with our firm. For advice regarding your specific situation, please consult a qualified attorney licensed in your jurisdiction.
