Financial Consulting

We represent banking clients in complex M&A deals, branch acquisitions, and digital banking platform integrations. Our attorneys advise on regulatory reviews under the Bank Holding Company Act, Change in Bank Control Act, and Federal Reserve approval procedures. We also counsel on fintech collaborations, white-label banking arrangements, and payment system partnerships.

SJKP LLP advises insurers, reinsurers, and investors on domestic and cross-border acquisitions, demutualizations, portfolio transfers, and reinsurance arrangements. Our team navigates Department of Insurance (DOI) filings, NAIC model laws, and risk-based capital requirements, ensuring smooth regulatory approval.

We counsel clients on structured finance, securitizations, and debt issuances by financial institutions. Our team ensures compliance with securities laws, disclosure obligations, and investor communication requirements in coordination with underwriters and trustees.

We help banks, broker-dealers, and payment companies comply with the Bank Secrecy Act (BSA), the USA PATRIOT Act, and OFAC sanctions programs. Our attorneys design and review AML programs, conduct risk assessments, and assist in regulatory exams and enforcement actions.

Our firm advises on capital adequacy, liquidity coverage, affiliate transaction limits, and other supervisory expectations imposed by the OCC, Federal Reserve, FDIC, and state regulators. We help clients prepare for examinations and implement enterprise risk management systems that align with regulatory standards.

We counsel financial institutions on data protection obligations under Gramm-Leach-Bliley Act (GLBA), CCPA, and international frameworks like GDPR. Our attorneys ensure compliance in cross-border data transfers, cybersecurity governance, and incident response readiness.

We advise broker-dealers on licensing, best execution, customer suitability, and advertising rules. For registered investment advisers, we design compliance programs addressing fiduciary duties, Form ADV disclosures, and custody rule requirements.

Our attorneys represent clients during SEC examinations and enforcement inquiries. We assist in document production, interview preparation, and settlement negotiations while minimizing reputational exposure.

We support FINRA member firms in membership applications, AML testing, branch inspections, and trade surveillance obligations. Our lawyers also handle disciplinary proceedings, arbitration, and regulatory settlements.

We advise sponsors on launching private equity, hedge, credit, infrastructure, and real estate funds. Our guidance includes fund structuring in U.S. and offshore jurisdictions, limited partnership agreements, and investor onboarding documentation.

Our attorneys design compliance programs under the Investment Advisers Act and Investment Company Act, advising on valuation policies, conflicts management, and regulatory reporting. We help ensure that fund operations meet SEC and CFTC oversight requirements.

We prepare investor disclosure frameworks and reporting protocols consistent with U.S. GAAP, ILPA standards, and SEC expectations. SJKP LLP also supports ESG-related disclosures, sustainability reports, and performance statements for institutional investors.

We advise on enterprise risk management (ERM) frameworks, internal controls, and audit functions that satisfy supervisory expectations from NAIC, EIOPA, and international regulators. Our guidance integrates operational, credit, and market risk considerations.

Our attorneys assist in designing board governance policies, conflict of interest procedures, and whistleblower programs. We help insurers and banks align governance with Dodd-Frank and Sarbanes-Oxley Act requirements.

We guide financial institutions in integrating ESG considerations into their governance and risk management processes. Our advice helps clients meet investor expectations, disclosure mandates, and sustainability reporting standards.

We advise on strategic alliances between banks, payment processors, and fintech startups, including Banking-as-a-Service (BaaS) models, open banking initiatives, and API integration agreements.

Our attorneys counsel on digital asset custody, tokenization, and blockchain-based settlement systems, ensuring compliance with SEC, CFTC, and state money transmitter laws.

We support institutions deploying artificial intelligence for credit analysis, trading algorithms, and risk monitoring, ensuring compliance with model governance and consumer protection rules.

Our team integrates transactional, regulatory, and litigation expertise to deliver cohesive strategies that anticipate legal challenges and seize commercial opportunities.

We serve clients across North America, Europe, and Asia, coordinating with local regulators and counsel to manage cross-border transactions and compliance matters seamlessly.

SJKP LLP has advised leading banks, insurers, and asset managers on landmark deals, enforcement actions, and governance reforms. Our reputation for precision, discretion, and innovation makes us a trusted partner for the world’s most sophisticated financial institutions.